Zestawienie aktualnego kursu akcji

Alior Bank S.A. z wycenami spółki

Kalkulacja wyceny (mln)
Wartość firmy (EV)	-
Dług netto	-
Gotówka	-
Udziały mniejszościowe	-
Ilość akcji	-
Wartość godziwa firmy	-
Wartość godziwa akcji	-

Kalkulacja WACC - koszt kapitału
Stopa wolna od ryzyka	-
Premia rynkowa	-
Beta	-
Udział kapitału własnego	-
Udział długu	-
Koszt kapitału własnego	-
Koszt długu	-
WACC	-

Brak modelowania Monte Carlo

Metoda mnożnikowa – opiera się na porównaniu mnożników firm z branży, w której działa wyceniana spółka (np. EV/EBITDA, P/E, P/BV). Metoda ta bardzo dobrze odzwierciedla bieżący stan rynku, wymaga mniejszej liczby założeń oraz jest prostsza w zastosowaniu. Do jej wad można zaliczyć dużą podatność wyceny na zmienność cen porównywanych spółek, subiektywny dobór porównywalnych firm oraz uproszczenie obrazu spółki prowadzące do pominięcia bardzo istotnych parametrów (np. przewaga konkurencyjna, tempo wzrostu, poziom rentowności, strukturę zadłużenia).

	EV/EBITDA TTM	P/E TTM	P/B TTM
Mediana dla branży	32.9	10.2	1.0
Alior Bank S.A.	10.7	5.7	1.1
Mediana / Alior Bank S.A.	3.1	1.8	0.9

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Pozostałe spółki z branży Banks - Diversified

Nazwa firmy	Symbol	Kapitalizacja (mln $)	EV/EBITDA	P/E	P/B	Giełda
Banco Santander, S.A.	SAN.MC	132,702	7.1	8.3	1.1	Madrid Stock Exchange
Barclays PLC	BARC.L	68,380	127.9	7.1	0.6	London Stock Exchange
ING Groep N.V.	INGA.AS	69,597	-34.5	8.3	1.0	Amsterdam
ANZ Group Holdings Limited	X5Z.F	57,736	0.0	12.8	1.2	Frankfurt Stock Exchange
Commonwealth Bank of Australia	CBA.AX	189,220	9.7	28.1	3.7	Australian Securities Exchange
Bank of America Corporation	BOFA.NE	366,035	92.3	4.3	0.4	NEO
Westpac Banking Corporation	WBCPL.AX	235,165	-5.9	15.8	1.5	Australian Securities Exchange
Wells Fargo & Company	WFC	274,311	15.3	11.7	1.3	New York Stock Exchange
Bank of America Corporation	BML-PH	365,451	-2.9	10.9	1.0	New York Stock Exchange
Bank of Communications Co., Ltd.	601328.SS	91,729	25.4	7.0	0.6	Shanghai
Canadian Imperial Bank of Commerce	CM	69,125	-9.8	10.6	1.3	New York Stock Exchange
HSBC Holdings plc	0005.HK	223,987	-824.3	8.7	1.1	HKSE
Standard Chartered PLC	2888.HK	41,730	0.0	11.4	0.9	HKSE
Bank of Montreal	BMO	82,634	0.0	11.8	1.1	New York Stock Exchange
ING Groep N.V.	ING	70,763	-34.7	8.2	1.0	New York Stock Exchange
Bank of America Corporation	BAC-PN	152,897	-2.9	10.9	1.0	New York Stock Exchange
ProCredit Holding AG & Co. KGaA	0RL9.L	634	2,738,543,360.0	5.5	0.5	London Stock Exchange
Citigroup Inc.	C	179,451	-4.7	11.6	0.7	New York Stock Exchange
Agricultural Bank of China Limited	EK7.VI	297,739	98.9	7.4	0.7	Vienna
JPMorgan Chase & Co.	JPM-PL	54,387	1.2	11.5	2.0	New York Stock Exchange
Bank of America Corporation	BAC-PK	365,062	-2.9	10.9	1.0	New York Stock Exchange
Bank of America Corporation	BML-PJ	363,992	-2.9	10.9	1.0	New York Stock Exchange
China Construction Bank Corporation	CNCB.VI	252,699	56.9	4.8	0.5	Vienna
JPMorgan Chase & Co.	JPM	829,725	1.2	11.5	2.0	New York Stock Exchange
Royal Bank of Canada	RY	186,220	-6.8	13.3	1.8	New York Stock Exchange
Bank of America Corporation	BAC	365,070	-2.9	10.9	1.0	New York Stock Exchange
Nu Holdings Ltd.	NU	61,366	22.9	29.2	7.5	New York Stock Exchange
HSBC Holdings plc	HSBC	226,232	-594.2	8.5	1.1	New York Stock Exchange
Industrial and Commercial Bank of China Limited	ICK.VI	352,031	23.2	5.1	0.5	Vienna
Industrial and Commercial Bank of China Limited	1398.HK	350,529	75.3	5.0	0.5	HKSE
UBS Group AG	UBS	122,475	-1.7	18.8	1.1	New York Stock Exchange
JPMorgan Chase & Co.	JPM-PK	53,609	1.2	11.5	2.0	New York Stock Exchange
Bank of America Corporation	BAC-PL	459,068	-2.9	10.9	1.0	New York Stock Exchange
The Bank of N.T. Butterfield & Son Limited	NTB	1,828	17.9	7.7	1.6	New York Stock Exchange
Royal Bank of Canada	0QKU.L	184,944	14.5	14.8	1.9	London Stock Exchange
Agricultural Bank of China Limited	1288.HK	286,682	20.1	5.5	0.5	HKSE
JPMorgan Chase & Co.	JPM-PD	825,461	1.2	11.5	2.0	New York Stock Exchange
JPMorgan Chase & Co.	JPM-PC	823,655	1.2	11.5	2.0	New York Stock Exchange
Bank of America Corporation	BML-PL	363,766	-2.9	10.9	1.0	New York Stock Exchange
Bank of America Corporation	BAC-PP	126,008	-2.9	10.9	1.0	New York Stock Exchange
Standard Chartered PLC	STAN.L	41,664	0.0	11.5	0.9	London Stock Exchange
UBS Group AG	UBSG.SW	122,229	-0.7	18.7	1.1	Swiss Exchange
HSBC Holdings plc	HSBA.L	224,457	-590.5	8.4	1.1	London Stock Exchange
ABN AMRO Bank N.V.	ABN.AS	24,360	21.0	6.2	0.6	Amsterdam
Wells Fargo & Company	WFC-PZ	62,486	15.3	11.7	1.3	New York Stock Exchange
Westpac Banking Corporation	WBC.NZ	74,335	64.3	16.4	1.6	NZSE
China Construction Bank Corporation	0939.HK	254,231	9.1	5.0	0.5	HKSE
National Bank of Canada	NA.TO	41,363	0.0	10.4	1.5	Toronto Stock Exchange
JPMorgan Chase & Co.	JPM-PJ	56,138	1.2	11.5	2.0	New York Stock Exchange
Barclays PLC	BCS	69,207	-375.9	8.0	0.7	New York Stock Exchange
Wells Fargo & Company	WFC-PA	61,374	15.3	11.7	1.3	New York Stock Exchange
East West Bancorp, Inc.	EWBC	14,280	10.6	10.1	1.5	NASDAQ Global Select
National Bank of Canada	NA-PC.TO	41,153	0.0	2.2	0.3	Toronto Stock Exchange
The Toronto-Dominion Bank	TD	131,220	14.3	14.8	1.1	New York Stock Exchange
Canadian Imperial Bank of Commerce	CM.TO	69,156	-9.8	10.6	1.3	Toronto Stock Exchange
JPMorgan Chase & Co.	JPM-PM	50,594	1.2	11.5	2.0	New York Stock Exchange
Westpac Banking Corporation	WBC.AX	73,950	-5.9	15.8	1.5	Australian Securities Exchange
Sumitomo Mitsui Financial Group, Inc.	SMFG	63,812	34.5	6.0	0.5	New York Stock Exchange
EFG International AG	EFGN.SW	6,071	59.7	11.7	1.5	Swiss Exchange
Banco Bilbao Vizcaya Argentaria, S.A.	BVA.L	88,042	10.7	7.7	1.4	London Stock Exchange
Bank of America Corporation	BAC-PS	146,495	-2.9	10.9	1.0	New York Stock Exchange
JPMorgan Chase & Co.	JPM.NE	823,259	0.0	1.1	0.2	NEO
Wells Fargo & Company	WFC-PC	272,836	15.3	11.7	1.3	New York Stock Exchange
Bank of Communications Co., Ltd.	3328.HK	90,163	14.5	5.0	0.4	HKSE
Bank of America Corporation	BAC-PE	361,900	-2.9	10.9	1.0	New York Stock Exchange
National Bank of Canada	NA-PE.TO	20,102	0.0	2.2	0.3	Toronto Stock Exchange
ANZ Group Holdings Limited	ANZ.AX	59,193	0.0	13.2	1.2	Australian Securities Exchange
Bank of America Corporation	BAC-PO	133,352	-2.9	10.9	1.0	New York Stock Exchange
Qatar National Bank (Q.P.S.C.)	QNBK.QA	46,749	67.5	8.8	1.3	Qatar
Royal Bank of Canada	RY.TO	186,304	-6.8	13.0	1.7	Toronto Stock Exchange
Citigroup Inc.	TRVC.DE	177,451	-5.6	11.6	0.7	Frankfurt Stock Exchange
Barclays PLC	BCY.DE	68,718	-615.5	8.2	0.7	Frankfurt Stock Exchange
JPMorgan Chase & Co.	CMC.DE	829,484	0.0	10.7	1.8	Frankfurt Stock Exchange
Bank of America Corporation	BML-PG	365,943	-2.9	10.9	1.0	New York Stock Exchange
Bank of America Corporation	NCB.DE	364,653	6.5	11.9	1.1	Frankfurt Stock Exchange
Banco Santander, S.A.	BNC.L	132,711	0.0	8.2	1.0	London Stock Exchange
Svenska Handelsbanken AB (publ)	SHB-A.ST	24,331	88.5	8.4	1.1	Stockholm Stock Exchange
Bank of Montreal	BMO.TO	82,681	-33.8	11.8	1.1	Toronto Stock Exchange
Bank of China Limited	BOCN.VI	213,057	82.1	5.4	0.5	Vienna
Bank of America Corporation	BAC-PQ	131,130	-2.9	10.9	1.0	New York Stock Exchange
The Bank of Nova Scotia	BNS.TO	70,584	0.0	12.5	1.0	Toronto Stock Exchange
Wells Fargo & Company	NWT.DE	274,169	0.0	11.7	1.3	Frankfurt Stock Exchange
Mitsubishi UFJ Financial Group, Inc.	MUFG	169,142	-2,689.2	10.7	1.0	New York Stock Exchange
Industrial & Commercial Bank of China Ltd.	601398.SS	349,863	33.7	7.4	0.7	Shanghai
Banco Bilbao Vizcaya Argentaria, S.A.	BBVA	89,243	10.0	7.5	1.4	New York Stock Exchange
Banco Santander, S.A.	BSD2.DE	132,597	7.0	8.3	1.1	Frankfurt Stock Exchange
Svenska Handelsbanken AB (publ)	SHB-B.ST	24,426	88.5	8.4	1.1	Stockholm Stock Exchange
ING Groep N.V.	INN1.DE	69,597	-34.5	8.3	1.0	Frankfurt Stock Exchange
Bank of China Limited	3988.HK	211,400	82.1	5.0	0.4	HKSE
Agricultural Bank of China Limited	601288.SS	298,309	98.9	7.4	0.7	Shanghai
Wells Fargo & Company	WFC-PY	192,783	15.3	11.7	1.3	New York Stock Exchange
Doha Bank Q.P.S.C.	DHBK.QA	2,091	32.9	8.2	0.5	Qatar
FirstRand Limited	FSR.JO	237	6.9	10.7	2.0	Johannesburg
Banco de Sabadell, S.A.	SAB.MC	17,629	58.4	7.7	0.9	Madrid Stock Exchange
Banco de Valores S.A.	VALO.BA	229	-43.7	11.8	1.7	Buenos Aires
Bank of America Corporation	BAC-PM	164,798	-2.9	10.9	1.0	New York Stock Exchange
Wells Fargo & Company	WFC-PD	56,427	15.3	11.7	1.3	New York Stock Exchange
Mitsubishi UFJ Financial Group, Inc.	8306.T	168,255	35.5	10.4	1.0	Tokyo
The Bank of Nova Scotia	BNS	70,549	0.0	12.5	1.0	New York Stock Exchange
ANZ Group Holdings Limited	ANZ.NZ	59,246	-1,276.1	13.3	1.2	NZSE
Bank of America Corporation	BAC-PB	364,424	-2.9	10.9	1.0	New York Stock Exchange
Banco Santander, S.A.	SAN	133,456	7.0	8.3	1.1	New York Stock Exchange
HSBC Holdings plc	HBC1.DE	225,498	-592.5	10.2	1.3	Frankfurt Stock Exchange
Banco Bilbao Vizcaya Argentaria, S.A.	BOY.DE	87,873	19.9	7.5	1.4	Frankfurt Stock Exchange
Banco Santander, S.A.	SAN.WA	133,328	7.1	8.3	1.1	Warsaw Stock Exchange
The Toronto-Dominion Bank	TD.TO	131,259	14.3	17.1	1.3	Toronto Stock Exchange
VP Bank AG	VPBN.SW	610	46.0	17.3	0.5	Swiss Exchange
Alior Bank S.A.	ALR.WA	3,711	6.3	5.7	1.2	Warsaw Stock Exchange
Bank of China Limited	601988.SS	214,800	36.6	7.2	0.6	Shanghai
Sumitomo Mitsui Financial Group, Inc.	8316.T	104,283	14.7	9.8	0.8	Tokyo
NatWest Group plc	NWG.L	56,152	74.1	8.3	1.0	London Stock Exchange
China Construction Bank Corporation	601939.SS	279,307	17.0	7.0	0.7	Shanghai
National Australia Bank Limited	NAB.AX	75,181	210.8	15.2	1.7	Australian Securities Exchange
Jiangsu Zijin Rural Commercial Bank Co.,Ltd	601860.SS	1,568	-3.3	6.2	0.5	Shanghai
NatWest Group plc	NWG	58,122	74.5	8.6	1.0	New York Stock Exchange
Banco Bilbao Vizcaya Argentaria, S.A.	BBVA.MC	88,009	5.0	7.5	1.4	Madrid Stock Exchange
Wells Fargo & Company	WFC-PL	272,468	15.3	11.7	1.3	New York Stock Exchange
TOMONY Holdings, Inc.	8600.T	830	28.1	5.8	0.4	Tokyo
CAB Payments Holdings Limited	CABP.L	166	58.9	5.7	0.8	London Stock Exchange
ANZ Group Holdings Limited	AN3PI.AX	203,104	0.0	13.2	1.2	Australian Securities Exchange
ANZ Group Holdings Limited	AN3PJ.AX	201,524	0.0	0.0	0.0	Australian Securities Exchange
The Toronto-Dominion Bank	TD-PFI.TO	122,887	14.3	17.1	1.3	Toronto Stock Exchange